The Dunmarq Group, L.L.C., in performing it's employment screening research for clients, follows the guidelines and requirements of the Fair Credit Reporting Act. The following excerpt from the Act pertains to the reporting requirements that need to be followed by consumer reporting agencies. Since the report The Dunmarq Group, L.L.C. provides to it's clients includes financial information, civil judgements, liens, bankruptcy information and criminal history record research, we prepare and submit reports following the below mentioned guidelines. Although our reports for criminal record research may go back ten years, when permissible by the court jurisdiction where research is being performed, we inform the client whether the additional research may be used in a hiring decision. In instances where more than seven years of research includes a criminal record, we include the information only if records have any bearing or are related to records appearing in the seven year time frame (i.e. repeated offenses, appeals, reduced charges etc.). Since criminal records are a matter of public record, upon request, we can perform research going back approximately to the mid 1980's. However, depending on the criminal record repository (i.e. court jurisdiction) this information may or may not be available. In any case, criminal records dating back more than seven years, cannot be used as a criteria for hiring; unless it falls beneath the below mentioned exception.
605. Requirements relating to information contained in consumer reports [15 U.S.C.  1681c]

(a) Information excluded from consumer reports. Except as authorized under subsection (b) of this section, no consumer reporting agency may make any consumer report containing any of the following items of information:

(1) Cases under title 11 [United States Code] or under the Bankruptcy Act that, from the date of entry of the order for relief or the date of adjudication, as the case may be, antedate the report by more than 10 years.
(2) Suits and judgments which, from date of entry, antedate the report by more than seven years or until the governing statute of limitations has expired, whichever is the longer period.
(3) Paid tax liens which, from date of payment, antedate the report by more than seven years.
(4) Accounts placed for collection or charged to profit and loss which antedate the report by more than seven years.
(5) Records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by more than seven years.
(6) Any other adverse item of information which antedates the report by more than seven years.

(b) Exempted cases. The provisions of subsection (a) of this section are not applicable in the case of any consumer credit report to be used in connection with

(1) a credit transaction involving, or which may reasonably be expected to involve, a principal amount of $150,000 or more;
(2) the underwriting of life insurance involving, or which may reasonably be expected to involve, a face amount of $150,000 or more; or
(3) the employment of any individual at an annual salary which equals, or which may reasonably be expected to equal $75,000, or more.